Credit Card Payoff Calculator

See how quickly you can become debt-free by adjusting your monthly payment.

Debt Details

$
%

Payoff Strategy

$

Payoff Summary

Time to Pay Off Debt

4 Years and 6 Months

(54 total months)

Total Interest Paid

$3,044.95

Total Amount Repaid

$8,044.95

Initial Debt Balance

$5,000.00

Payoff and Interest Amortization (Monthly View)

This chart tracks your remaining balance (paid every 6 months for clarity) and the cumulative interest you've paid.